AI Coding Cost Configurator

Match your hours and agent intensity to Cursor Pro, Claude Max, or pay-as-you-go API—decision estimates, not a toy token math page.

Coding hours / day: 5h

Days / month: 20

Heavy AI / agent use: 40%

Primary workflow

Suggested fit

Claude Max (high limit)

~$100/mo est.

At ~100 coding hours/month with 40% heavy AI use, Claude Max (high limit) is the leanest fit for your mix. Numbers are decision estimates — verify live vendor pricing before buying.

Cursor Pro
Fixed subscription. Strong if you live in the IDE all day.
$20
Claude Max (high limit)
Higher ceiling for long agent runs and big repos.
$100
Best fit
BYOK API (est.)
Pay per token. Cheap when light; spikes with long agent loops.
$19

Estimates for decision-making only. Vendor pricing changes — confirm on their sites before you subscribe.